Simple is a mobile banking app that will help you to keep organized and control your funds in a non-traditional way. Its saving and budget tools will enable you to spend smarter. Its Safe-to-Spend and Goals modules will help you to make better and more intelligent financial decisions. Safe-to-Spend subtracts pending transactions, upcoming bill payments and saving goals from your available balance, in order to tell you how much you can spend. Goals gives you two options: “Save over time” and “Save it now”.
Its save and budget tools will enable you to spend smarter
Simple also includes tools to automatically categorize and analyze your spending, for you to have a clear insight of where your money goes; with plenty of details like location, time, type of merchant, etc. In addition, you can jot down a phone number, rate the purchase or snap a picture of every transaction. One of the most appreciated features from Simple is its reliable customer service. The Help staff can answer your queries through -almost instant- phone calls, emails or tweets. However, some users have criticized the fact that this in an invite-only app, something that restricts access to many people. After requesting to sign up, users will have to wait until they are given an account.
How to use this utility
Once you have gone through the download and installation process and got an account, you will get a Simple VISA card free from fees. With it, you will be able to withdraw cash from ATMs and make purchases like you do with ordinary bank debit cards. Simple will notify you with every transaction and change made in your account. You will receive alerts even if you have funds available. You can also make transfers or pay bills, for instance.
Simple knows people are concerned about their data privacy. That is why this banking utility consciously requires strong passwords as well as an extra PIN for blocking access to unauthorized users. This turns to be especially useful when your mobile gets stolen or lost. Similarly, Simple insures your money with the FDIC limit ($250,000 at the moment) and never sells or shares your personal information.
Simple 1.7.0 Features
The unique features of Simple are:
- Automatic synchronization of transactions with notifications
- Ability to attach images, comments or receipts to transactions
- Sends payments, adds payees and schedules one-time and recurring bill payments
- Goals module allows keeping track of the money being saved
- Allpoint network to find nearby free from fees ATMs (55,000 available)
- Built-in browser that supports hashtags
- Photo Check Deposit
- “Save over time” and “Save it now” options
- Memos to monitor and organize spending
- Ability to block and unblock your credit card directly from the app
- Visualize every transaction’s details: spending category, receipts, map location, etc.
- Instantly know how much you can spend thanks to Safe-to-Spend
If you want to read more information about this mobile banking utility before you download it, feel free to visit the developer’s site.
The minimum system requirements to correctly download and install Simple are listed below:
- Android 2.3 Gingerbread
- iOS 5.0 or later
- Compatible with iPad, iPhone, and iPod touch
The best app to allow you in all your money transfer via mobile phones
By Jackson Muoka
On Friday, June 5, 2015
Mobile banking is gaining popularity all over the world due to its accessibility and convenience. However it might not make any logic to save and withdraw the same money at the same time. For one to ensure that they have some sound saving they need to have a good manager of their saving and that can only be well offered by simple which is a mobile banking app. With this app users will have sound mobile banking comprising of intelligent saving modules and goals. The safe to spend and goals modules applied buy this app allows users to save a certain portion of their incomes after rendering all pending transactions and bills and saving the difference. The users can decide to save instantly or after a given period
This app comes fitted with tools that will sample the user spending and will try and show them how their incomes are being spent. For all enquires and queries arising out of its use this app has a stand by customer care service which is always ready to answer and address all issues. To ensure that any one enjoys the services of this app user need to sign up and be allocated an account by the support team
- - A wonderful customer care service for all issues arising from using the app
- - Comes with a free VISA card for easy money handling in ATMS
- - Compatible with majority of smartphones including iPad and iPhones
- - Very complex to use especially for beginners
THIS IS AN APPLICATION WHICH HELPS THE USER TO SAVE SOME MONEY WHILE SPENDING IN A TRADITIONAL WAY.
By Rock Raymond
On Tuesday, May 19, 2015
This is a mobile application which will help the user to save the money he/she has while spending in an traditional way.This is because the application has two options when you are using it in order to know how much money you have used or even how much you still have in your account to spend or even you can decide to save that amount of the money.These options are either 'save over time' and the one for 'save it now'.This application is more good in this modern life since it helps you to spend smarter and keep your fund more organize for the use when needed.This application also is automatically controlled when organizing your funds to get good access of your money while spending and have more information of the good use of the amount of the money spent.For the interested people and they do not yet have the account,you needs to sign up and wait for the account and continues accessing it.When you have trouble,do not panic because there are people to serve you through calling,emailing or even tweeting to solve your problems as soon as possible.
When you have fully installed this application,you will be given the VISA cards for free to withdraw your money when need comes or even you can pay bills and the good thing is that this application will always alert you in case of any activities going on in your account.There are privacy in tis type of the bank like any other since you can put your password and even the pin to keep off the bad people from accessing your account.
- There are password and pin to guard your account.
- There are memos to monitor and organise spending.
- You can instantly know how much you can spend due to safe-to-spend.
- You needs to wait to be given the account after signing in.
SPEND WISELY AND AVOID BEING BROKE BY USING THE EASY SIMPLE APPLICATION
By Shikoh Kariuki
On Wednesday, April 1, 2015
As the world is changing the spending habits are changing and becoming more complicated and all you have to do is to have a budget and plan ahead. Money has become scarce due to the spending patterns people use. But generally you have to have a specific module that assist you on how to spend wisely and by this you can download Simple 1.7.0 application.
It checks on the bills that need to be paid, goals that you have set on how to save and transactions that you need to make. This will help you spend wisely without any deficits. You have to get an account once you install this application to your device. Simple is like your small bank where you manage your account and money from your device. With this application you will be able to withdraw money from ATMs and this application informs you of funds withdrawn and available. It also has a strong password and extra PIN that protects your account. It always has Memos that monitor and organize spending habits.In conclusion simple application gives you the value of spending money wisely and keeping it safe.
- It has the ability to send payments, add payees and recur payments.
- It helps you plan on spending.
- It is a bit complicated.