Simple 1.7.0 screenshot

Simple 1.7.0

free download

Freeware

USER REVIEWS

Simple: the intuitive mobile banking application user review by James Meyette

By James Meyette

On Friday, August 22, 2014

Simple is a great mobile banking application which is very(as the name states) “Simple” the user interface isn't anything that you see in a lot of different applications out there where you have control of everything including your kitchen sink, but the main functionality is so washed out that it feels pointless to have downloaded the app to begin with.

At the same time of being so simple it is also just fancy enough to keep the user base alive due to a great balance of simplicity and functionality. If you have tried and tested the other million banking applications that are available but none of them seemed to fit the bit but you haven't brought yourself to try this one, Then I suggest that you give it a shot. I feel that you will not be unsatisfied with the choice of doing so.

Over all Simple is exactly as it says it is giving users a good balance of usability and simplicity making it great for nearly anyone(unless you like having control of your kitchen sink) =)

Pros

  • Simple and easy to use mobile banking application
  • Great balance between simplicity and functionality

Cons

  • Some wish that it had more options(but then it wouldn't be simple)
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SPEND WISELY AND AVOID BEING BROKE BY USING THE EASY SIMPLE APPLICATION

By Shikoh Kariuki

On Wednesday, April 1, 2015

As the world is changing the spending habits are changing and becoming more complicated and all you have to do is to have a budget and plan ahead. Money has become scarce due to the spending patterns people use. But generally you have to have a specific module that assist you on how to spend wisely and by this you can download Simple 1.7.0 application.

It checks on the bills that need to be paid, goals that you have set on how to save and transactions that you need to make. This will help you spend wisely without any deficits. You have to get an account once you install this application to your device. Simple is like your small bank where you manage your account and money from your device. With this application you will be able to withdraw money from ATMs and this application informs you of funds withdrawn and available. It also has a strong password and extra PIN that protects your account. It always has Memos that monitor and organize spending habits.

In conclusion simple application gives you the value of spending money wisely and keeping it safe.

Pros

  • It has the ability to send payments, add payees and recur payments.
  • It helps you plan on spending.

Cons

  • It is a bit complicated.
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Finally you have the banking power in the palms of mobile device

By Kim Kiruma

On Monday, November 2, 2015

Mobile application developers have for the longest time concentrated on developing games and social networking application. One very brilliant developer has come up with a very sensible application that is simply a must have. Simple 1.7.0 is a mobile banking application that has a lot to offer for the user. The download and setup is made very easy and on a step to step basis. Simple works in a very unique way and has the ability to monitor and fast track all your spending. The application gives one a free Visa card that can be used to withdraw cash at a any Via enables ATM at any time.

Simple has a synchronized platform and all your transactions are automatically sent to you inform of notifications. This application also has to major goals to assist the user to make savings either now or on a later date. This application also can be useful to make payments on recurring bill as it can schedule for this kind of payouts.

This application also has embarked on making sure that security is enhanced. It has the ability to block and unblock the users credit card. There is also a PIN management platform to ensure all your details are safe.

Pros

  • The application has memos and statements that enable one to make informed decisions
  • The application allows one to save and backup recipts in picture format.
  • The application is easy to download and setup

Cons

  • The application is only useable on visa enabled ATMs
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Review

Simple is a mobile banking app that will help you to keep organized and control your funds in a non-traditional way. Its saving and budget tools will enable you to spend smarter. Its Safe-to-Spend and Goals modules will help you to make better and more intelligent financial decisions. Safe-to-Spend subtracts pending transactions, upcoming bill payments and saving goals from your available balance, in order to tell you how much you can spend. Goals gives you two options: “Save over time” and “Save it now”.

Its save and budget tools will enable you to spend smarter

Simple also includes tools to automatically categorize and analyze your spending, for you to have a clear insight of where your money goes; with plenty of details like location, time, type of merchant, etc. In addition, you can jot down a phone number, rate the purchase or snap a picture of every transaction. One of the most appreciated features from Simple is its reliable customer service. The Help staff can answer your queries through -almost instant- phone calls, emails or tweets. However, some users have criticized the fact that this in an invite-only app, something that restricts access to many people. After requesting to sign up, users will have to wait until they are given an account.

How to use this utility

Once you have gone through the download and installation process and got an account, you will get a Simple VISA card free from fees. With it, you will be able to withdraw cash from ATMs and make purchases like you do with ordinary bank debit cards. Simple will notify you with every transaction and change made in your account. You will receive alerts even if you have funds available. You can also make transfers or pay bills, for instance.

Simple knows people are concerned about their data privacy. That is why this banking utility consciously requires strong passwords as well as an extra PIN for blocking access to unauthorized users. This turns to be especially useful when your mobile gets stolen or lost. Similarly, Simple insures your money with the FDIC limit ($250,000 at the moment) and never sells or shares your personal information.

Simple 1.7.0 Features

The unique features of Simple are:

  • Automatic synchronization of transactions with notifications
  • Ability to attach images, comments or receipts to transactions
  • Sends payments, adds payees and schedules one-time and recurring bill payments
  • Goals module allows keeping track of the money being saved
  • Allpoint network to find nearby free from fees ATMs (55,000 available)
  • Built-in browser that supports hashtags
  • Photo Check Deposit
  • “Save over time” and “Save it now” options
  • Memos to monitor and organize spending
  • Ability to block and unblock your credit card directly from the app
  • Visualize every transaction’s details: spending category, receipts, map location, etc.
  • Instantly know how much you can spend thanks to Safe-to-Spend

If you want to read more information about this mobile banking utility before you download it, feel free to visit the developer’s site.

System Requirements

The minimum system requirements to correctly download and install Simple are listed below:

  • Android 2.3 Gingerbread
  • iOS 5.0 or later
  • Compatible with iPad, iPhone, and iPod touch