Simple 1.7.0 screenshot

Simple 1.7.0

free download



Simple: the intuitive mobile banking application user review by James Meyette

By James Meyette

On Friday, August 22, 2014

Simple is a great mobile banking application which is very(as the name states) “Simple” the user interface isn't anything that you see in a lot of different applications out there where you have control of everything including your kitchen sink, but the main functionality is so washed out that it feels pointless to have downloaded the app to begin with.

At the same time of being so simple it is also just fancy enough to keep the user base alive due to a great balance of simplicity and functionality. If you have tried and tested the other million banking applications that are available but none of them seemed to fit the bit but you haven't brought yourself to try this one, Then I suggest that you give it a shot. I feel that you will not be unsatisfied with the choice of doing so.

Over all Simple is exactly as it says it is giving users a good balance of usability and simplicity making it great for nearly anyone(unless you like having control of your kitchen sink) =)


  • Simple and easy to use mobile banking application
  • Great balance between simplicity and functionality


  • Some wish that it had more options(but then it wouldn't be simple)
Ease to access guides and manuals:



be able to save a lot and control your finances with this application

By Faith Mwari

On Tuesday, August 25, 2015

Simple is a mobile banking application which you use to control your finances without going the normal routine and old way. It’s saving and budget tools will make you spend wisely. It’s safe to spend modules will help plan your finances more keenly and wisely. Safe to Spend subtracts your pending payments , upcoming bills payment and saving goals from your available balance in order to let you know how much you can spend whereby you have two options; save over time and save it now. Simple has tools to automatically categorize and analyze for you to have a clear picture on your finances spending so that you can know where your money goes. Simple has also a very and appreciated reliable customer service. The help staff can also answer your questions instantly through phone calls, emails or tweets.


- Available free ATM networks

- Save over time or save it now options

- Has saving and budget tools

- Ability to block or unblock your credit card from the application

- Photo check deposit


It is an easy and convenient mobile banking app


  • You transact your finances with your mobile
  • it Controls your funds spending


  • it has very few few options
Ease to access guides and manuals:



The best app to allow you in all your money transfer via mobile phones

By Jackson Muoka

On Friday, June 5, 2015

Mobile banking is gaining popularity all over the world due to its accessibility and convenience. However it might not make any logic to save and withdraw the same money at the same time. For one to ensure that they have some sound saving they need to have a good manager of their saving and that can only be well offered by simple which is a mobile banking app. With this app users will have sound mobile banking comprising of intelligent saving modules and goals. The safe to spend and goals modules applied buy this app allows users to save a certain portion of their incomes after rendering all pending transactions and bills and saving the difference. The users can decide to save instantly or after a given period

This app comes fitted with tools that will sample the user spending and will try and show them how their incomes are being spent. For all enquires and queries arising out of its use this app has a stand by customer care service which is always ready to answer and address all issues. To ensure that any one enjoys the services of this app user need to sign up and be allocated an account by the support team


  • - A wonderful customer care service for all issues arising from using the app
  • - Comes with a free VISA card for easy money handling in ATMS
  • - Compatible with majority of smartphones including iPad and iPhones


  • - Very complex to use especially for beginners
Ease to access guides and manuals:




Simple is a mobile banking app that will help you to keep organized and control your funds in a non-traditional way. Its saving and budget tools will enable you to spend smarter. Its Safe-to-Spend and Goals modules will help you to make better and more intelligent financial decisions. Safe-to-Spend subtracts pending transactions, upcoming bill payments and saving goals from your available balance, in order to tell you how much you can spend. Goals gives you two options: “Save over time” and “Save it now”.

Its save and budget tools will enable you to spend smarter

Simple also includes tools to automatically categorize and analyze your spending, for you to have a clear insight of where your money goes; with plenty of details like location, time, type of merchant, etc. In addition, you can jot down a phone number, rate the purchase or snap a picture of every transaction. One of the most appreciated features from Simple is its reliable customer service. The Help staff can answer your queries through -almost instant- phone calls, emails or tweets. However, some users have criticized the fact that this in an invite-only app, something that restricts access to many people. After requesting to sign up, users will have to wait until they are given an account.

How to use this utility

Once you have gone through the download and installation process and got an account, you will get a Simple VISA card free from fees. With it, you will be able to withdraw cash from ATMs and make purchases like you do with ordinary bank debit cards. Simple will notify you with every transaction and change made in your account. You will receive alerts even if you have funds available. You can also make transfers or pay bills, for instance.

Simple knows people are concerned about their data privacy. That is why this banking utility consciously requires strong passwords as well as an extra PIN for blocking access to unauthorized users. This turns to be especially useful when your mobile gets stolen or lost. Similarly, Simple insures your money with the FDIC limit ($250,000 at the moment) and never sells or shares your personal information.

Simple 1.7.0 Features

The unique features of Simple are:

  • Automatic synchronization of transactions with notifications
  • Ability to attach images, comments or receipts to transactions
  • Sends payments, adds payees and schedules one-time and recurring bill payments
  • Goals module allows keeping track of the money being saved
  • Allpoint network to find nearby free from fees ATMs (55,000 available)
  • Built-in browser that supports hashtags
  • Photo Check Deposit
  • “Save over time” and “Save it now” options
  • Memos to monitor and organize spending
  • Ability to block and unblock your credit card directly from the app
  • Visualize every transaction’s details: spending category, receipts, map location, etc.
  • Instantly know how much you can spend thanks to Safe-to-Spend

If you want to read more information about this mobile banking utility before you download it, feel free to visit the developer’s site.

System Requirements

The minimum system requirements to correctly download and install Simple are listed below:

  • Android 2.3 Gingerbread
  • iOS 5.0 or later
  • Compatible with iPad, iPhone, and iPod touch