Simple is a mobile banking app that will help you to keep organized and control your funds in a non-traditional way. Its saving and budget tools will enable you to spend smarter. Its Safe-to-Spend and Goals modules will help you to make better and more intelligent financial decisions. Safe-to-Spend subtracts pending transactions, upcoming bill payments and saving goals from your available balance, in order to tell you how much you can spend. Goals gives you two options: “Save over time” and “Save it now”.
Its save and budget tools will enable you to spend smarter
Simple also includes tools to automatically categorize and analyze your spending, for you to have a clear insight of where your money goes; with plenty of details like location, time, type of merchant, etc. In addition, you can jot down a phone number, rate the purchase or snap a picture of every transaction. One of the most appreciated features from Simple is its reliable customer service. The Help staff can answer your queries through -almost instant- phone calls, emails or tweets. However, some users have criticized the fact that this in an invite-only app, something that restricts access to many people. After requesting to sign up, users will have to wait until they are given an account.
How to use this utility
Once you have gone through the download and installation process and got an account, you will get a Simple VISA card free from fees. With it, you will be able to withdraw cash from ATMs and make purchases like you do with ordinary bank debit cards. Simple will notify you with every transaction and change made in your account. You will receive alerts even if you have funds available. You can also make transfers or pay bills, for instance.
Simple knows people are concerned about their data privacy. That is why this banking utility consciously requires strong passwords as well as an extra PIN for blocking access to unauthorized users. This turns to be especially useful when your mobile gets stolen or lost. Similarly, Simple insures your money with the FDIC limit ($250,000 at the moment) and never sells or shares your personal information.
Simple 1.7.0 Features
The unique features of Simple are:
- Automatic synchronization of transactions with notifications
- Ability to attach images, comments or receipts to transactions
- Sends payments, adds payees and schedules one-time and recurring bill payments
- Goals module allows keeping track of the money being saved
- Allpoint network to find nearby free from fees ATMs (55,000 available)
- Built-in browser that supports hashtags
- Photo Check Deposit
- “Save over time” and “Save it now” options
- Memos to monitor and organize spending
- Ability to block and unblock your credit card directly from the app
- Visualize every transaction’s details: spending category, receipts, map location, etc.
- Instantly know how much you can spend thanks to Safe-to-Spend
If you want to read more information about this mobile banking utility before you download it, feel free to visit the developer’s site.
The minimum system requirements to correctly download and install Simple are listed below:
- Android 2.3 Gingerbread
- iOS 5.0 or later
- Compatible with iPad, iPhone, and iPod touch
save your money wisely by having simple bugdgeting tools from simple 1.7.0
By Martin Maguna
On Tuesday, September 22, 2015
Have you heard some difficulties in saving your money because you are a spendthrift.If yes don’t you worry because today you will have a different story if you are going to download this application just now.It has some bugeting tools which helps you to save by teaching you on very safe and effective ways to use your money.There are tools that help a user calculate their money and they have a target set for you which is the maximum amount of money that you are supposed to spend but here it is known as goals.All you have to do is to key in what you have and all that you have to pay as your bills and also liabilities and then with that calculation It is able to advise you correctly on how much you should spend as a wise person.
It has tools to help you save on your money.
It calculates your money and tells you the amount that you are supposed to spend.
Be a smart spender with simple 1.7.0
- it makes the user to save on money
- it is very simple to use
- it is not that very effective
be able to save a lot and control your finances with this application
By Faith Mwari
On Tuesday, August 25, 2015
Simple is a mobile banking application which you use to control your finances without going the normal routine and old way. It’s saving and budget tools will make you spend wisely. It’s safe to spend modules will help plan your finances more keenly and wisely. Safe to Spend subtracts your pending payments , upcoming bills payment and saving goals from your available balance in order to let you know how much you can spend whereby you have two options; save over time and save it now. Simple has tools to automatically categorize and analyze for you to have a clear picture on your finances spending so that you can know where your money goes. Simple has also a very and appreciated reliable customer service. The help staff can also answer your questions instantly through phone calls, emails or tweets.
- Available free ATM networks
- Save over time or save it now options
- Has saving and budget tools
- Ability to block or unblock your credit card from the application
- Photo check deposit
It is an easy and convenient mobile banking app
- You transact your finances with your mobile
- it Controls your funds spending
- it has very few few options
The best app to allow you in all your money transfer via mobile phones
By Jackson Muoka
On Friday, June 5, 2015
Mobile banking is gaining popularity all over the world due to its accessibility and convenience. However it might not make any logic to save and withdraw the same money at the same time. For one to ensure that they have some sound saving they need to have a good manager of their saving and that can only be well offered by simple which is a mobile banking app. With this app users will have sound mobile banking comprising of intelligent saving modules and goals. The safe to spend and goals modules applied buy this app allows users to save a certain portion of their incomes after rendering all pending transactions and bills and saving the difference. The users can decide to save instantly or after a given period
This app comes fitted with tools that will sample the user spending and will try and show them how their incomes are being spent. For all enquires and queries arising out of its use this app has a stand by customer care service which is always ready to answer and address all issues. To ensure that any one enjoys the services of this app user need to sign up and be allocated an account by the support team
- - A wonderful customer care service for all issues arising from using the app
- - Comes with a free VISA card for easy money handling in ATMS
- - Compatible with majority of smartphones including iPad and iPhones
- - Very complex to use especially for beginners