Simple 1.7.0 screenshot

Simple 1.7.0

free download

Freeware

Review

Simple is a mobile banking app that will help you to keep organized and control your funds in a non-traditional way. Its saving and budget tools will enable you to spend smarter. Its Safe-to-Spend and Goals modules will help you to make better and more intelligent financial decisions. Safe-to-Spend subtracts pending transactions, upcoming bill payments and saving goals from your available balance, in order to tell you how much you can spend. Goals gives you two options: “Save over time” and “Save it now”.

Its save and budget tools will enable you to spend smarter

Simple also includes tools to automatically categorize and analyze your spending, for you to have a clear insight of where your money goes; with plenty of details like location, time, type of merchant, etc. In addition, you can jot down a phone number, rate the purchase or snap a picture of every transaction. One of the most appreciated features from Simple is its reliable customer service. The Help staff can answer your queries through -almost instant- phone calls, emails or tweets. However, some users have criticized the fact that this in an invite-only app, something that restricts access to many people. After requesting to sign up, users will have to wait until they are given an account.

How to use this utility

Once you have gone through the download and installation process and got an account, you will get a Simple VISA card free from fees. With it, you will be able to withdraw cash from ATMs and make purchases like you do with ordinary bank debit cards. Simple will notify you with every transaction and change made in your account. You will receive alerts even if you have funds available. You can also make transfers or pay bills, for instance.

Simple knows people are concerned about their data privacy. That is why this banking utility consciously requires strong passwords as well as an extra PIN for blocking access to unauthorized users. This turns to be especially useful when your mobile gets stolen or lost. Similarly, Simple insures your money with the FDIC limit ($250,000 at the moment) and never sells or shares your personal information.

Simple 1.7.0 Features

The unique features of Simple are:

  • Automatic synchronization of transactions with notifications
  • Ability to attach images, comments or receipts to transactions
  • Sends payments, adds payees and schedules one-time and recurring bill payments
  • Goals module allows keeping track of the money being saved
  • Allpoint network to find nearby free from fees ATMs (55,000 available)
  • Built-in browser that supports hashtags
  • Photo Check Deposit
  • “Save over time” and “Save it now” options
  • Memos to monitor and organize spending
  • Ability to block and unblock your credit card directly from the app
  • Visualize every transaction’s details: spending category, receipts, map location, etc.
  • Instantly know how much you can spend thanks to Safe-to-Spend

If you want to read more information about this mobile banking utility before you download it, feel free to visit the developer’s site.

System Requirements

The minimum system requirements to correctly download and install Simple are listed below:

  • Android 2.3 Gingerbread
  • iOS 5.0 or later
  • Compatible with iPad, iPhone, and iPod touch

USER REVIEWS

SPEND WISELY AND AVOID BEING BROKE BY USING THE EASY SIMPLE APPLICATION

By Shikoh Kariuki

On Wednesday, April 1, 2015

As the world is changing the spending habits are changing and becoming more complicated and all you have to do is to have a budget and plan ahead. Money has become scarce due to the spending patterns people use. But generally you have to have a specific module that assist you on how to spend wisely and by this you can download Simple 1.7.0 application.

It checks on the bills that need to be paid, goals that you have set on how to save and transactions that you need to make. This will help you spend wisely without any deficits. You have to get an account once you install this application to your device. Simple is like your small bank where you manage your account and money from your device. With this application you will be able to withdraw money from ATMs and this application informs you of funds withdrawn and available. It also has a strong password and extra PIN that protects your account. It always has Memos that monitor and organize spending habits.

In conclusion simple application gives you the value of spending money wisely and keeping it safe.

Pros

  • It has the ability to send payments, add payees and recur payments.
  • It helps you plan on spending.

Cons

  • It is a bit complicated.
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SIMPLE 1.7.0 BE ABLE TO FIND GOOD TIPS ON HOW TO BE ABLE TO SPEND YOUR MONEY WISELY

By Keyvo Kimaita

On Friday, February 13, 2015

REVIEW

This is an application that helps the user to basically know how to spend their money wisely because it has various modules that helps you to safe spend your money and also give you goals concerning your money so that you ensure that you attain your financial goals.It helps know how to handle your upcoming bills and also how to handle the balance that you have currently by telling you how you can spend your money wisely and for me how great is this because I spend it and it has helped me to save tremendously and now I can say that I am almost achieving my financial goals hurray! In this application you can also be able to attach images and also receipts for the various transactions that you have been able to carry out.

SIMPLE 1.7.0 FEATURES

The following are the features for simple 1.7.0

You can be able to keep track of how you are spending your money.

It has some budgeting tools to help you on saving.

CONCLUSION

Simple application helps you to control how you spend your money.

Pros

  • It is helps you keep track of your money
  • It helps to save you money

Cons

  • it is kind of complicated to use
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